Buy Here Pay Here

Why Choose Buy Here Pay Here?                                    

Buy Here Pay Here financing is a program designed for people who have bad credit. It's the only way to get financed when other lenders will not finance you. Everyone needs a car but lending practices have tightened and it has become harder and harder to secure a loan. It seems like everyone has average to bad credit. So whats the answer? The answer is Buy Here Pay Here! We can get you financed and in a car today!

What exactly is Buy Here Pay Here?

Buy Here Pay Here is sometimes referred to as 2nd chance financing. Its a way for people hit by a bad economy to get moving again. If you have a family and a job you can't put your life on hold and need a car to get to and from work. If you have bad or no credit that doesn't matter. What matters now is that you're headed in the right direction. Just because you had a tough past doesn't mean you can't have a bright future. Our BHPH department has been around for almost 15 years. We understand your needs and can find the right car for you. Buy Here Pay Here is the best way to get financed when no one else will finance you.

What if I'm a first time buyer with no credit?

No Problem! We can still finance you today! Fill out our online application and we will have an answer for you in under 15 minutes.

What if I have a repossession, foreclosure or bankruptcy?

Thats not an issue with us. We can still get you financed today! As long as you are willing to work with us we are willing to work with you. We understand that everyone is going through tough times but that doesn't mean you have to put your life on hold because you can't get a loan.

What do I need to Bring?

-Drivers License
-Most recent Pay Stub
-Personal and professional references
-$500 down
-Proof of insurance (Which you can apply for here)

If you have a trade in bring that in as well. We will give you top dollar for it.

How does this all work?

We run on a 36 month term. The payments either fall on the 15th of each month or the 20th of each month. All payments are made here which is why it is called buy here pay here! We can adjust the length of the loan if you want to finish it faster there is no penalty for early payoff

What if I get declined? Then what?

You won't get declined! Everyone can get approved for a vehicle!

Are there any warranties available?

We offer extended warranties that can be put into the car loan. All of our cars are dealer certified and sent to a mechanic upon arrival. Anything wrong with the car is fixed upon arrival.