There are a number of reasons people have credit problems; job loss, medical bills, bankruptcy, divorce, and many other situations that are often beyond our control. Life is tough sometimes. We understand that and we’re here to help.

What can you do if your credit has taken a hit and you still need a vehicle? You could take the bus, or rely on friends and family to get around. Maybe ride your bike. Or even walk everywhere you need to go.

Or you could buy a car from us, save yourself lots of time and trouble, and get your freedom back.

We finance good people with bad credit and no credit.

“Recently purchased a used car from here. The experience was good, there was very little hassle in the entire process. The staff and owners here were very professional and respectful during each visit I made. The price was also very reasonable and the car checked out at a local mechanic. I’m very pleased with the experience of buying a used car at this car lot. Thank you.”

 – J Moser

All types of credit issues are welcome for our no credit check car loans, including bankruptcy, foreclosure, missed payments, and charge offs.

We’re one of the best buy here pay here dealerships in Denver.

Did you know?

We accept: ITIN's, Passports and Foreign Driver's Licenses as valid ID.


Aceptamos: ITIN's, Pasaportes y Licencias de Conducir Extranjeras como identificación válida.

Used car dealers come and go, but Econo Auto Sales has been serving the Denver metro area for over two decades, and counting. We have an A+ rating with the Better Business Bureau, due to our exceptional customer service track record and because we’re a low pressure buy here pay here dealership.

What makes us different?

2013 Ford F150 Lariat
2013 Ford F150 Lariat

If you need it, you’ll get up to 45 days to complete your down payment and your first payment won’t be due for 60 days.

Further, we have a higher standard of quality than many other buy here pay here dealers in Denver. All of our cars, trucks and SUVs are fully inspected before going up for sale.

Our loans are short term. That means you’ll own your vehicle much faster. Your payments can be backdated and reported to all three major credit agencies. Doing this can give you a positive credit history and credit score, which saves you money by getting a lower interest rate.

We want you to succeed.

Our buy here pay here program is based on stability, not credit score. Put another way, we finance good people with poor credit. If you have a low down payment, pay stub and driver’s license we can approve you for a loan over the phone in less than 5 minutes!

Other used car dealers in Denver don’t offer the flexibility that we do, period.

“Great place to get a car! They stayed late just to help make sure I get a car that night and they didn’t pressure me into getting something I didn’t want. They gave me the car I wanted and picked! Highly recommend getting a car from here. Great customer service as well.”

 – Brenda Philman

As an alternative to getting a loan through a bank or credit union, we finance you directly. Banks and other lenders have specific parameters that if you don’t fill, you won’t get financing. Buy here pay here dealers, such as Econo Auto Sales, are more understanding and flexible of your situation. It doesn’t matter if have bankruptcy, repossessions or no credit history at all, we will still help you.

We also maintain a nice selection of cash cars under $5000 and usually have some vehicles under $1000. We have a variety of late-model cars, trucks and SUV’s, and we get more every day.

Save yourself time and call us now and we’ll have an answer for you right away.

Schedule an appointment with our finance manager and we’ll fill your tank up to $10, whether you buy a car or not, plus we have free lollipops for everyone!

Ask about our $199 down program and how to get your 1st payment deferred for up to 60 days! Plus, free gas for up to 36 months.


Established in 1995.

We have been in the quality used car business in Denver for 28 years. Econo Auto Sales has been doing buy here pay here better than anyone else since our doors first opened.

Thank you for giving us the opportunity to earn your business.

We understand that handling credit issues is tough. We are low pressure and can pre-approve you over the phone in less than 5 minutes.

We have a wide variety of quality used car inventory that will fit anyone’s wants or needs, starting at only $988. Our reputation speaks for itself.

Check out our inventory here. If we don’t have what you’re looking for, be sure to check back, as our inventory changes regularly.

Contact us now and schedule an appointment today. Remember, you can get pre-approved in less than 5 minutes.

Meet the Business Owner

Saeid Ghaemi has a degree in electrical engineering from the University of Iowa in Iowa City, Iowa. He started Econo Auto Sales from scratch by selling cars on the side while juggling a full time job and raising two children.

Our address and contact info:

  • 1585 Wadsworth Blvd.
  • Lakewood, CO 80214
  • (303) 623-1926