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How Does Bad Credit Affect Car Insurance Rates?

How Does Bad Credit Affect Car Insurance Rates?

Spoiler alert: it makes it more expensive.

Nothing like beating up on those who are already down. Unfortunately, that’s the way of the world. It’s a lot like loans. The people who most need to keep their payments down – because of financial problems – are the same people who get socked with the highest interest rates. Seems unfair, but it also makes sense. From a lender’s (or in this case, insurance companies) perspective if you haven’t been able to manage your finances to the point that you pay all your bills on time, statistics show that you’re less likely to do it in the future – as compared with those who always meet their financial obligations. Read the article below to get the full scoop:

If you have bad credit, you might be wondering what options you have for car insurance. So how does bad credit affect car insurance rates? Find out here.


Best Used Cars for Under $2000

Best Used Cars for Under $2000

Sometimes you just need a car, but credit challenges and limited funds can make it difficult to get a vehicle that is safe and reliable. Although you may think your options are limited, you might be surprised to learn that there are actually decent used cars on the market for under $2000. First of all, […]


CARFAX vs AutoCheck: Which Is Better?

CARFAX vs AutoCheck: Which Is Better?

In vehicle merchandising, one core component which is considered by consumers as very important is vehicle history reports. They are comparable to specifications, multiple photos and pricing, only they are much more employed when it comes to used vehicles. CARFAX was the only brand that exists which offered vehicle history reports. They succeeded in building […]


5 Reasons Buy Here Pay Here Can Work For You

5 Reasons Buy Here Pay Here Can Work For You

Everyone needs a car. Not everyone has the credit to get one in this market. Banks and credit unions have a set of standards you need to fall into to finance you. If you don’t fall within these parameters then you can’t get financed. So what’s the solution? Buy here pay here places are a […]


Biggest Benefit to Buy Here Pay Here?

Biggest Benefit to Buy Here Pay Here?

Bad things happen to good people and just about everyone falls on hard times at some point in their life. The difference is in what you do to get back onto your feet. When you’re buried in debt it can feel like the weight of the world bearing down on your shoulders. While you need […]


Truth About Buy Here Pay Here

Truth About Buy Here Pay Here

When you have bad or no credit or are a first-time buyer it may seem impossible to get a quality used vehicle in Denver. Most people think that just because they have bad credit issues such as bankruptcy, foreclosure, previous repossessions, unpaid medical bills or missed payments they’re trapped, that they are stuck riding the […]


Buy Here Pay Here Myths Finally Debunked

Buy Here Pay Here Myths Finally Debunked

Buy here pay here places have been around for quite some time now. They gained popularity when the economy took a nose dive. Overnight, people’s credit went up in flames and so did their income. Most dealerships require a certain credit score before you can be financed for a vehicle. If you don’t have that […]


The Pros of Buy Here Pay Here Dealerships

The Pros of Buy Here Pay Here Dealerships

Buy here pay here car lots are everywhere. Most of the time they are found in or around cities in densely populated areas. They are designed to get people financed with no credit or bad credit and sometimes with a low down payment. If you have credit issues a buy here pay here Denver dealership […]