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Spoiler alert: it makes it more expensive.

Nothing like beating up on those who are already down. Unfortunately, that’s the way of the world. It’s a lot like loans. The people who most need to keep their payments down – because of financial problems – are the same people who get socked with the highest interest rates. Seems unfair, but it also makes sense. From a lender’s (or in this case, insurance companies) perspective if you haven’t been able to manage your finances to the point that you pay all your bills on time, statistics show that you’re less likely to do it in the future – as compared with those who always meet their financial obligations. Read the article below to get the full scoop:

If you have bad credit, you might be wondering what options you have for car insurance. So how does bad credit affect car insurance rates? Find out here.

Sometimes you just need a car, but credit challenges and limited funds can make it difficult to get a vehicle that is safe and reliable. Although you may think your options are limited, you might be surprised to learn that there are actually decent used cars on the market for under $2000. First of all, […]

Are you concerned about the rising rates of car theft in Colorado? Car theft rose in our state by 22% last year. Read on to learn 8 easy steps and 3 hardcore (yet still easy) techniques that will make you immune to car theft. The last technique is so simple – yet so effective –  […]

In vehicle merchandising, one core component which is considered by consumers as very important is vehicle history reports. They are comparable to specifications, multiple photos and pricing, only they are much more employed when it comes to used vehicles. CARFAX was the only brand that exists which offered vehicle history reports. They succeeded in building […]