Safest Used Mid-Size SUVs for New Drivers

Finding the Safest Midsize SUVs

Picking a ride for new drivers? Safety’s gotta be your number one concern. Let’s break down what makes a car safe and why midsize SUVs are a solid choice.

Why Safety Matters

Safety isn’t just a buzzword—it’s a lifesaver, especially for newbies behind the wheel. Modern SUVs are packed with features that make them way safer than the clunkers from back in the day. Here’s what you should look for:

• Electronic Stability Control (ESC): This tech keeps your car from skidding out of control. It’s been a must-have in all cars since 2012.
• Advanced Airbags: These aren’t your grandma’s airbags. They offer better protection during crashes.
• Anti-lock Braking System (ABS): Keeps your wheels from locking up when you slam the brakes, so you can still steer.
• Lane Assist: Helps you stay in your lane and avoid side-swiping other cars.

Size Matters

Bigger cars like SUVs usually handle crashes better than smaller ones. They cause less damage and are cheaper to fix. According to the Insurance Institute for Highway Safety (IIHS), SUVs and minivans are top performers in safety, outshining pickup trucks and regular cars.

Source: Quora

But remember, not all SUVs are created equal. Some are safer than others. Always check safety ratings from trusted sources like the IIHS and the National Highway Traffic Safety Administration (NHTSA).

Wrapping It Up

Knowing what makes a car safe and why midsize SUVs are a good bet can help you pick the best ride for new drivers. Want more tips on choosing the right car? Check out our section on safe used cars for new drivers.

What Affects Your Insurance Costs?

Figuring out what makes your insurance premiums tick is key when picking the safest mid-size SUVs. These factors can really change how much you end up paying.

Safety Ratings and Premiums

Safety ratings can make a big difference in your insurance costs. Cars that ace crash tests from places like IIHS and NHTSA usually get you lower rates. Features like anti-lock brakes, proximity warnings, and advanced driver assistance systems can also cut down your premiums (Guaranteed Rate).

Want to know more about safe cars? Check out our article on safe used cars for new drivers.

Repair Costs and Premiums

Repair costs are another biggie. Cars that cost a lot to fix, whether it’s pricey parts or labor, usually have higher premiums. SUVs often have lower repair costs compared to compact cars because they cause less damage in accidents (Guaranteed Rate).

Looking for budget-friendly options? Check out our guide on cheap cars for first-time drivers.

Theft Rates and Premiums

If your car is a hot target for thieves, your insurance will cost more. SUVs that are often stolen will have higher premiums. But if your car has strong anti-theft features, that can help lower the costs.

For more tips, read our article on the best small cars for new drivers.

Sports Cars vs. SUV Premiums

Sports cars usually cost more to insure than SUVs. They go faster, get into more accidents, and cost more to fix. Insurers also look at your driving record and how often you use the car (Guaranteed Rate).

Want to save on insurance? Check out our article on the best electric cars for first-time drivers.

By knowing these factors, you can pick the safest mid-size SUVs that fit your budget and keep you safe.

How SUVs Got So Safe

SUVs have come a long way in terms of safety, making them a solid pick for new drivers. Knowing about these improvements can help you choose the safest midsize SUVs out there.

What’s New in SUV Safety?

SUVs used to be known for their rollover risks, but that’s old news. Today’s SUVs come packed with tech that keeps them stable and safe.

One big game-changer is Electronic Stability Control (ESC). This tech kicks in when your car starts to lose traction, applying brakes to specific wheels to keep you from rolling over. Since 2012, ESC has been a must-have in all vehicles (Quora). This has leveled the playing field between SUVs and sedans when it comes to rollover risks.

Modern SUVs also have a lower center of gravity, making them less likely to tip over. This makes newer models way safer than the older ones.

How Safety Features Keep You Safe

Safety features are like your car’s guardian angels. They not only help you avoid accidents but also protect you if one happens. Here are some key safety features in midsize SUVs:

• Electronic Stability Control (ESC): This helps you keep control of your car in tricky driving conditions. It senses when you’re losing traction and brakes individual wheels to stop skidding and rollovers.
• Advanced Airbags: Today’s SUVs come with airbags all around—front, side, and curtain airbags. These give everyone in the car better protection during a crash.
• Lane Departure Warning (LDW): This system buzzes you if you start drifting out of your lane. It’s great for preventing accidents caused by distractions or drowsiness. Check out more on Lane Assist Technology.
• Blind Spot Detection (BSD): BSD keeps an eye on those hard-to-see areas around your car and warns you if another vehicle is in your blind spot. This is super helpful for new drivers still getting used to the road.
• Automatic Emergency Braking (AEB): AEB spots potential crashes and hits the brakes if you don’t react fast enough. This can be a lifesaver in sudden-stop situations.

These features have made modern SUVs safer than ever. According to the Insurance Institute for Highway Safety (IIHS), SUVs have fewer fatalities compared to other vehicles, with 28 deaths per million registered vehicle years (Quora).

When looking for safe used cars for new drivers, make sure they have these safety features. This will not only make your driving experience better but also give you peace of mind knowing you’re well-protected. For more options, check out our list of affordable SUV models that are both safe and reliable.

Top Safety Picks for Midsize SUVs

Picking the safest mid-size SUV for new drivers can be a bit of a head-scratcher. But don’t worry, we’ve got you covered. The Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA) are the go-to folks for crash and safety testing.

IIHS and NHTSA Ratings

The IIHS checks out how well vehicles handle crashes, like small overlap front and moderate overlap front tests. These ratings tell you how good a car is at keeping you safe in different types of crashes (IIHS). On the other hand, the NHTSA gives overall safety ratings based on crash tests and how likely a car is to roll over. Every SUV on our list has aced these tests (Kelley Blue Book).

Here’s a quick look at how some top mid-size SUVs stack up:

2023-24 Top Safety Pick+ SUVs

For 2023-24, several mid-size SUVs have been given the thumbs-up as Top Safety Pick+ by the IIHS and have also scored high with the NHTSA. Here are some top picks for new drivers:

• Acura MDX (2024): This SUV got a Good score in the updated side test and an Acceptable score in the updated moderate overlap front test, earning it a 2024 IIHS Top Safety Pick+ award. It also snagged a five-star overall safety rating from NHTSA for FWD versions (MotorTrend).
• BMW X3 (2024): The BMW X3 nailed a 2024 Top Safety Pick+ award from IIHS and got a five-star overall safety rating from NHTSA for all RWD and AWD trim levels. The M performance model wasn’t rated (MotorTrend).
• Ford Explorer (2024): This SUV earned a 2024 Top Safety Pick+ award from IIHS and a five-star overall safety rating from NHTSA. It comes loaded with safety features like automatic high-beams, rear parking sensors, blind-spot monitoring, lane keeping, and automatic emergency braking (MotorTrend).
• Genesis GV80 (2024): Built after August 2023, the Genesis GV80 got a 2024 IIHS Top Safety Pick+ award and a five-star overall safety rating from NHTSA. It includes standard safety goodies like automatic emergency braking, lane keeping, blind-spot monitoring, adaptive cruise control, and a driver focus monitor (MotorTrend).
• Kia Telluride (2024): The Kia Telluride was awarded a 2024 Top Safety Pick+ by IIHS and got a five-star overall rating from NHTSA. It offers a Drive Wise active driver assist suite with features like lane keeping, adaptive cruise control, blind-spot monitoring, rear parking sensors, driver focus monitor, and automatic emergency braking with various detection capabilities (MotorTrend).

Picking a mid-size SUV with top safety ratings can give you peace of mind and keep you safe on the road. For more info on safe rides for new drivers, check out our articles on safe used cars for new drivers and cheap cars for first-time drivers.

Lane Assist Technology

When you’re picking out the safest mid-size SUVs for new drivers, knowing about advanced safety features like Lane Assist is a game-changer. Lane Assist tech adds an extra layer of safety, especially for those just getting the hang of driving.

How Lane Assist Keeps You Safe

Lane Assist isn’t just a fancy beep machine. It’s a type of driving automation that helps prevent crashes and accidents, giving drivers a safety net. According to AutoNation Drive, 94% of fatal crashes are due to human error. Lane Assist helps drivers stay in their lanes, cutting down on accidents from unintentional lane drifting.

This tech uses sensors and cameras to keep an eye on your car’s position relative to lane markings. If it senses you’re drifting out of your lane without signaling, it can either alert you or steer the car back into the lane. This is super handy for new drivers still getting used to keeping their car straight.

Types of Lane Assist Systems

There are different Lane Assist systems, each with its own way of keeping your car in its lane. Knowing these can help you pick the best used SUV for your needs:

1. Lane Departure Warning (LDW): This system gives you visual or audible warnings when it detects your car drifting out of its lane. LDW just warns you and doesn’t take any action.
2. Lane Keeping Assist (LKA): LKA not only warns you but also gives gentle steering nudges to help guide your car back into its lane. It’s more proactive than LDW.
3. Road Departure Assist (RDA): RDA kicks in when your car is about to leave the road entirely. It can warn you and also steer or brake to keep you on the road.
4. Lane Centering Assist (LCA): LCA helps keep your car centered in its lane. It provides continuous steering help, making long highway drives less tiring and safer.

Keep in mind, Lane Assist and other sensor systems might not work perfectly in all weather conditions. Rain, snow, road conditions, and visibility can mess with these systems. But they’re still super valuable for boosting safety.

Many modern cars offer Lane Assist features as standard or optional in different trims, highlighting how important these safety systems are in saving lives on American roads every year. For more tips on picking the best cars for beginners and safe used cars for new drivers, check out our other articles.

SUV Insurance Considerations

When picking out the safest mid-size SUVs for new drivers, don’t forget to think about the insurance costs that come with these rides. Let’s break down the average insurance costs, what affects those rates, and some wallet-friendly SUV options.

Average Insurance Costs

In the U.S., the average car insurance costs $622 a year for the bare minimum coverage and $2,014 for full coverage, which includes collision and comprehensive insurance. But insuring an SUV isn’t always pricier than these averages. For instance, the average insurance rate for SUVs like the Ford Escape and Toyota RAV4 is actually below the national average (Bankrate).

What Affects Insurance Rates?

Several things can mess with your car insurance rates:

• Vehicle Make and Model: The make and model of your SUV matter a lot. Models like the Honda CR-V, Honda Pilot, and Subaru Outback are some of the cheapest for full coverage auto insurance (Bankrate).
• Type and Level of Coverage: Minimum coverage policies usually cost less than full coverage policies.
• State Laws: Different states have different rules. Some states may not allow the use of age, gender, or credit score when setting insurance rates. In some places, even ZIP codes can’t be used.
• Personal Factors: Your driving record, age, and where you live can also affect insurance rates.

Affordable SUV Models

Many SUV models come with below-average insurance rates. The price you pay for coverage will depend on your vehicle’s make and model and your personal factors. Here are some affordable SUV models for full coverage auto insurance:

These models not only have lower insurance costs but also come with advanced safety features, making them great choices for new drivers. For more budget-friendly options, check out our guide on cheap cars for first-time drivers.

Knowing what affects insurance costs can help you make a smart choice when picking the safest mid-size SUVs. By going for models with lower insurance rates, you can enjoy a safer and more affordable driving experience. For more tips on picking the right vehicle, take a look at our article on cars for beginners.

Safest Midsize SUV Models

Picking the right SUV for new drivers can be a bit of a puzzle. You want something safe, reliable, and packed with features that make driving easier. Let’s break down some of the top choices that have earned high marks for safety and why they stand out.

Top Safety Pick+ SUVs

When it comes to crash tests and safety ratings, the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA) are the go-to sources. Here are some midsize SUVs that have earned their stripes:

Data from IIHS and MotorTrend

Must-Have Safety Features

Safety features are like the secret sauce that makes these SUVs stand out. Here are some you should definitely look for:

• Automatic Emergency Braking (AEB): Slams the brakes for you if it senses an obstacle.
• Lane Keeping Assist: Keeps you from drifting out of your lane.
• Blind-Spot Monitoring: Lets you know if there’s a car lurking in your blind spot.
• Rear Cross-Traffic Alert: Warns you about cars coming from the sides when you’re backing up.
• Adaptive Cruise Control: Adjusts your speed to keep a safe distance from the car ahead.

Take the 2024 Ford Explorer, for example. It’s got automatic high-beams, rear parking sensors, blind-spot monitoring, lane keeping, and automatic emergency braking.

Reliable and Safe SUV Choices

If you’re after reliability and safety, these models have consistently earned high marks:

• Ford Explorer: Packed with safety features and high ratings.
• Honda Pilot: Smooth ride with a bunch of advanced safety features.
• Hyundai Palisade: A mix of luxury and top-notch safety.
• Subaru Ascent: Known for its all-wheel drive and full safety suite.
• Toyota Highlander: Famous for its reliability and advanced safety systems.

These SUVs not only keep you safe but also offer a great driving experience, making them perfect for new drivers. For more tips on safe vehicles for beginners, check out our articles on safe used cars for new drivers and cheap cars for first-time drivers.

By considering these top safety pick+ SUVs and their advanced safety features, you can make a smart choice and pick a ride that keeps you safe and happy on the road.