Buy here pay here has been around longer than most people may think. The only reason you’ve just heard of it is most likely because you’ve fallen into a bad credit situation. Buy here pay here wasn’t a choice and didn’t have to be an option until you fell into an unfortunate situation. It has been around for quite sometime. Buy here pay here dealerships are independent from bigger, franchise named dealers like John Elway, Medved or Emich. They set up their dealerships in all sorts of different places but usually in and around big cities as that’s where they can get the most exposure to customers with no credit or bad credit. You could also find them in rural communities surrounded by small towns.
Your credit profile is how companies determine whether or not they can loan you money. The ideal credit profile